American Gateway Bank's Blog

Technology Makes Business Banking Easier

Your day is already stressful enough…do you really have to worry about making another trip to your local bank? 

Today, technology is making it easier to run your business.  So why not use technology to make it easier to do your business banking as well? 

There are plenty of different "tech-y" things that you can do to reduce the phone calls and the trips you make to your bank.  Here are a few suggestions:

  1. Business Online...
Posted by Edwin Lagarde at 12:09

Paying Off That Holiday Debt

It's the beginning of January, some of us haven't taken down our Christmas decorations yet and this month's credit card statement is already in the mailbox.  Go ahead, take a look at it.  Let's hope the damage is not all too horrible.  With the interest rates on credit cards these days, most consumers need to pay-off their cards as soon as possible.  I know you are thinking to yourself, but how am I going to pay this off as soon as possible?...

Posted by Edwin Lagarde at 12:34

7 Tips to Help Speed Up Your Home Purchase or Refi...

In case you haven't heard, home mortgage rates are still at historic lows.  If you haven't taken advantage of these low rates, the time to act is now. 

You may be thinking to yourself about the horror stories you have heard from your friends or co-workers.  You know the stories that people tell about how it took months upon months to get their refinance done.  Well, purchasing and refinancing do take a little longer than they used to but it shouldn't tak...

Posted by Edwin Lagarde at 12:20

How to Protect Yourself from Identity Theft

Congratulations on that new car purchase! 

Wait…what's that? You didn't just buy a new car???  Well someone with your name and social security number just did!  And I can pretty much guarantee you that they will not be making a single payment.  You were just victim to a growing problem:  Identity Theft. 

Criminals are getting smarter and smarter and are coming up with more clever ways to wreck your hard earned good credit.  It used to b...

Posted by Edwin Lagarde at 12:19

Making your dream a reality: Starting a small business

So you have the next million dollar idea! You are finally ready to kick your day job to the curb and start your own small business. You are ready to be your own boss, or so you think. Do you even know where to start?  Did you know that 33% of businesses fail in the first two years and after four years only 45% are still in business? The primary reason that most of these businesses fail is due to poor planning and execution of their business plan. Business Plan? Wait, what's th...

Posted by Edwin Lagarde at 09:00