In case you haven't heard, home mortgage rates are still at
historic lows. If you haven't taken advantage of these low
rates, the time to act is now.
You may be thinking to yourself about the horror stories you
have heard from your friends or co-workers. You know the
stories that people tell about how it took months upon months to
get their refinance done. Well, purchasing and
refinancing do take a little longer than they used to but it