Business Loans

American Gateway Bank has been meeting the lending needs of local businesses since 1905. Our experienced loan officers will work with you to create the right lending package for your growing business.

Construction Loans

Loans to builders on pre-sold and commercial construction to build a facility to be used for business. Also includes spec loans.

  • Competitive Rates
  • Fast, Local Decisions
  • Flexible Underwriting
  • Able to Accommodate Self-Builders

Our construction loans are available for:

  • Owner-occupied construction
  • Income-producing properties
  • Light industrial
  • Medical and retail properties
  • Strip centers
  • Office Buildings

Working Capital

Money for operating expenses and the purchase of inventory and/or equipment.

  • Competitive Rates
  • Fast, Local Decisions
  • Flexible Underwriting

Commercial Real Estate

Loans to purchase a facility that will operate as a business.

  • Competitive Rates
  • Fast, Local Decisions
  • Flexible Underwriting

Commercial Development

Real estate development loans for re-sale or held for investment.

  • Competitive Rates
  • Fast, Local Decisions
  • Flexible Underwriting
  • Able to Accommodate Self-Builders