Mortgage E-Sign Disclosure

Thank you for considering American Gateway Bank for your lending needs. There are certain disclosures that we need to make available to you as part of the mortgage application process. These disclosures are required by Federal and State laws and apply whether the application is submitted online or in person.
In order to continue with the application process we must have your consent to receive these disclosures electronically. Your consent will apply only to this mortgage loan application. If you do not consent, we will not be able to continue with the online application process; however we can still assist you in person or over the telephone.

To receive disclosures electronically, you will need

  • an Internet browser that supports 128 bit encryption;
  • access to a printer or the ability to download information in order to keep copies for your records;
  • an e-mail account with an Internet service provider and e-mail software in order to participate in our electronic Communications programs;
  • a personal computer (for PC's: Pentium 120 Hhz or higher; for Macintosh, Power Mac 9500, Power PC 604 processor 120-MHz Base or higher), operating system and telecommunications connections to the Internet capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via a plain text-formatted e-mail or by access to our web site using one of the browsers specified above; and
  • Adobe Acrobat, since these disclosures are in PDF format.

If you would also prefer to receive paper copies free of charge after consenting to receive electronic disclosures and submitting your online application, please email us at or contact us by phone at 225-387-0011.

Do you agree to complete our online application and to receive any required disclosures online?

Yes, continue with the application process.

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