CD's & IRA's

Certificates of Deposit

Certificates of Deposit (CD) are a great way to customize your short, medium and long-range financial goals. CD's offer fixed rates in a variety of terms. CD's may be purchased by check, cash or transfer from another American Gateway Bank deposit account.

  • Minimum deposit = $1000.00

Individual Retirement Accounts

Individual Retirement Accounts (IRA) are the tax-deferred or tax-free interest (consult with your tax advisor) way to plan for a secure retirement. American Gateway Bank offers Traditional, Roth, and SEP (Simplified Employer Plan) IRA plans with a wide range of maturities. IRA's may be purchased by check, cash or transfer from another American Gateway Bank deposit account. IRA's may also be opened with direct rollovers from qualified plans, or transfers from IRA's held at other institutions.

  • Minimum deposit, fixed rate $1000.00 (Note: additional contributions not allowed.)
  • Minimum deposit, variable rate $250.00 (Note: additional contributions are allowed.)