Checking Accounts

Direct Deposit is available on all American Gateway Bank checking accounts. See your employer for a direct deposit form.

 

e-Access

checking

Simplicity

Checking

Reliant

Checking

(Age 50+)

Vision

Checking (ages 15-25)

Premium Interest Checking
Minimum to Open Account

$100

$100

$100

$100

$2,500

Monthly Service Charge

None

None if balance > $700 or with $25,000 combined deposit relationship

$7** if balance

< $700

None if balance

> $800 or with $25,000 combined deposit relationship

$4** if balance

< $800

None with combined deposit relationship of $300  

$5 without combined deposit relationship of $300

None if balance > $2,500

$20** if balance < $2,500

Monthly Fees
  • $2.00 monthly fee if no eStatement
  • $2.00 monthly fee if no Debit Card
  • .25/check > 15 checks/month

None

None

$2.00 monthly fee if no eStatement

None

Interest

Interest paid on balances up to $25,000*

None

None

None

Tiered rates of interest

Internet Banking

FREE

FREE

FREE

FREE

FREE

Mobile Banking

FREE

FREE

FREE

FREE

FREE

Bill Pay

FREE

FREE

FREE

FREE

FREE

eStatement

FREE

FREE

FREE

FREE

FREE

Debit Card

FREE

FREE

FREE

FREE

FREE

Conditions

Direct Deposit of $250 or more

None

Customers age 50 and over

Customers ages 15-25****

Parent co-sign ages 15-17

None

Additional Features
  • Free Debit Card
  • 15 Checks Free/month
IDProtect®+ 
  • IDProtect®+ 
  • FREE Order of Bank Logo Checks - Annually***
  • 20% off Safe Deposit Box Rental Fees

None

 None
 

*$2,500 minimum balance required

**$2.00 reduction in monthly service charge with eStatement

**$2.00 reduction in monthly service charge with eStatement

***shipping charges apply

****At age 25 converts to Simplicity Checking

**$2.00 reduction in monthly service charge with eStatement 

+IDProtect®:  Identity Theft Protection Service with 3-in-1 Credit Report, Credit Score & more.  Registration and activation required for some benefits and services.